Prime Minister Modi Launches LIC Bima Sakhi Yojana to Empower Women. Bima Sakhi Yojana, started by LIC (Life Insurance Corporation of India), is a program designed to help women in rural areas understand the importance of financial planning and insurance. It also gives them an opportunity to earn money by becoming trained insurance agents called Bima Sakhis.
This initiative helps women take charge of their finances while teaching others in their communities how to secure their family’s future.
What Is the Goal of the LIC Bima Sakhi Yojana?
The main aim of this program is to empower women by teaching them about financial literacy—this means helping them understand the importance of saving money, planning for emergencies, and protecting their families with life insurance.
Through this program, women in rural areas can become LIC Bima Sakhis, who will:
- Learn about insurance and financial planning.
- Teach other women about the benefits of insurance.
- Help families enroll in life insurance policies.
- Earn money by working as insurance agents.
How LIC Helps Women Become Bima Sakhis
LIC plays an important role in making this program a success. Here’s how it works:
- LIC trains women in rural areas on how to sell life insurance.
- This training gives women the confidence and skills to explain how insurance works and why it’s important.
- Bima Sakhis then go back to their communities to educate and enroll families in LIC’s insurance policies.
This way, women not only learn something new but also help their neighbors secure financial protection.
Why Is This Program LIC Bima Sakhi Yojana Important?
This initiative is about more than just selling insurance. It has a big impact on women’s lives and their communities:
- Helps Women Earn Money: Becoming a Bima Sakhi gives women a source of income, which increases their financial independence.
- Spreads Awareness: Many people in rural areas don’t know much about life insurance. Bima Sakhis teach them why it’s important to plan for the future.
- Supports Families: Insurance protects families from financial problems during tough times, like the loss of a loved one.
The program also supports Prime Minister Modi’s vision of creating a society where women have equal opportunities and more families are financially secure.
How Does Life Insurance Help Families?
Life insurance is like a safety net for families. It ensures that if something unexpected happens to the main earner in a family, the insurance will provide money to take care of the family’s needs.
The LIC Bima Sakhi Yojana focuses on helping women and their families understand this concept. Trained Bima Sakhis explain:
- How life insurance works.
- The benefits of health coverage and pension plans.
- How affordable policies can protect a family’s future.
Want to Join as a Bima Sakhi? Here’s What You Need to Know
If you’re a woman and want to make a difference while earning money, you can apply to become a LIC Bima Sakhi Yojana.
Eligibility Criteria
- You must be 18 to 70 years old.
- You need to have passed at least the 10th grade.
How You’ll Earn
- Monthly Stipend: You’ll get a fixed monthly payment for the first 3 years:
- ₹7,000 in the 1st year.
- ₹6,000 in the 2nd year (if 65% of your policies are active).
- ₹5,000 in the 3rd year (if 65% of your policies are active).
- You’ll also earn commissions for every insurance policy you sell.
Performance Requirements
- You need to sell at least 24 policies every year.
- Earn a minimum commission of ₹48,000 in the first year (excluding bonuses).
Important Rules
- If your family member is already an LIC agent or employee, you cannot apply.
- Retired LIC employees and ex-agents are not eligible.
- You must provide these documents when applying:
- Proof of your age.
- Proof of your address.
- Your educational qualification certificate.
- A recent passport-sized photo.
How Does This Program Change Lives?
The LIC Bima Sakhi Yojana is about more than selling insurance. It’s about:
- Giving women the skills and confidence to earn money independently.
- Helping families in rural areas plan for the future.
- Building a stronger, more financially secure community.
With LIC’s training and support, women in rural areas are learning how to secure not only their own futures but also the futures of others around them.
Below is a list of some LIC term plan calculators that you can use on our website:
- Bima Shree (Plan-948)
- Jeevan Shiromani (Plan-947)
- Jeevan Umang (Plan-945)
- Jeevan Labh (Plan-936)
- Jeevan Tarun (Plan-934)
- New Children’s Money Back (Plan-932)
- New Money Back 25 Years (Plan-921)
- New Money Back 20 Years (Plan-920)
- New Jeevan Anand (Plan-915)
- New Endowment (Plan-914)
- New Jeevan Shanti Pension Plan (Plan-850)
- Amulya Jeevan 2 (Plan-823)
- Anmol Jeevan 2 (Plan-822)
If you’re ready to make a difference and start a meaningful career, join the LIC Bima Sakhi program today!
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