GDPR: At LIC Premium Calculator (“we,” “our,” “us”), accessible at licpremiumcalculator.cc (“the Website”), your privacy is of utmost importance to us. This Privacy and Cookie Policy outlines how we collect, use, and protect your personal data in compliance with the General Data Protection Regulation (GDPR) and other relevant data protection laws. By using our Website, you agree to the terms outlined in this policy.
1. Information We Collect
1.1 Personal Data
We may collect the following types of personal data:
- Name and contact details (e.g., email address if provided via contact forms).
- IP address and browser information (collected automatically).
1.2 Non-Personal Data
We may collect non-identifiable information, including:
- Device type, operating system, and browser type.
- Pages visited, time spent on pages, and other analytical data.
2. How We Use Your Information
We collect and process your information for the following purposes:
- To provide and maintain our services.
- To improve and optimize the functionality and content of our Website.
- To comply with legal obligations.
- To display advertisements via Google AdSense and analyze ad performance.
3. Google AdSense and Cookies
3.1 Google AdSense
We use Google AdSense to display advertisements. Google may collect and use information from your visits to our Website to show relevant ads. For more details, refer to the Google Privacy Policy.
3.2 Cookies
Cookies are small text files stored on your device that help us analyze user behavior and enhance your experience.
Types of Cookies We Use:
- Essential Cookies: Required for the functionality of the Website.
- Analytics Cookies: Help us understand how visitors interact with the Website.
- Advertising Cookies: Used by Google AdSense to serve personalized ads.
Managing Cookies:
You can manage your cookie preferences by adjusting your browser settings. Please note that disabling cookies may impact the functionality of the Website.
4. Legal Basis for Processing
We process your personal data based on the following legal grounds:
- Consent: By using our Website, you consent to the collection and use of data as described in this policy.
- Legitimate Interests: To improve our services and ensure a secure user experience.
5. Data Sharing and Third-Party Services
We may share your data with:
- Google AdSense: For advertising purposes.
- Analytics Providers: To track and analyze Website traffic.
We do not sell, rent, or trade your personal data to third parties.
6. Data Retention
We retain your personal data only as long as necessary to fulfill the purposes outlined in this policy or to comply with legal obligations.
7. Your Rights Under GDPR
Under the GDPR, you have the following rights:
- Access: Request a copy of your personal data.
- Rectification: Correct inaccurate or incomplete data.
- Erasure: Request deletion of your data (“right to be forgotten”).
- Restriction: Limit the processing of your data.
- Data Portability: Receive a copy of your data in a portable format.
- Objection: Object to data processing, including for direct marketing purposes.
To exercise your rights, please contact us at the email address provided below.
8. Security Measures
We implement industry-standard security measures to protect your personal data from unauthorized access, alteration, or destruction. However, no method of transmission over the Internet is 100% secure.
9. Third-Party Links
Our Website may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites.
10. Changes to This Policy
We may update this Privacy and Cookie Policy from time to time. Any changes will be posted on this page with an updated revision date. Please review this policy periodically for updates.
11. Contact Us
If you have any questions or concerns about this policy or how we handle your data, please contact us at:
Email: [email protected]
Effective Date: 25TH DECEMBER 2024.