How to Find LIC Policy Number, By Name, Offline, by SMS

How to Find LIC Policy Number, By Name, Offline, by SMS: An LIC policy number is a unique 9-digit identifier assigned by the Life Insurance Corporation of India to each policyholder.

It distinguishes your policy from others and remains constant throughout the policy’s lifetime. This number is crucial for managing your policy, paying premiums, and filing claims.

Sometimes, people misplace their policy details, making it challenging to track their policies. Additionally, parents often purchase policies for their children without sharing the details, which can lead to complications when claims are made. Thankfully, LIC provides easy ways to retrieve your policy number both online and offline. Let’s explore these methods and some tips to ensure you never lose your policy number again.

How to Check LIC Policy Number Online

LIC has made it convenient for policyholders to access their policy details through its e-Services portal. Here’s how you can find your policy number online:

Steps to Retrieve Policy Number

1. Login to the LIC Portal:
   • Visit the official LIC e-services portal.
   • Log in using your username and password.
2. Enter Accurate Details:
   • Ensure you provide the correct credentials, such as your name and date of birth, as registered when buying the policy.
3. Display Policy Number:
   • Once logged in, your policy number will appear on the screen. Save it for future reference.

Check Policy Status

Through the LIC portal, you can also check your policy’s status and other important details:

1. Visit the LIC e-Services Portal.
2. Select your user type: ‘New User’ or ‘Registered User.’
3. Log in with your credentials.
4. Navigate to the Policy Status section.
5. View details such as:
   • Policy number
   • Policy name
   • Term
   • Next premium due date
   • Sum assured

This method provides a comprehensive overview of your policy, including premium payments and bonuses.

How to Check LIC Policy Number Offline

If you prefer offline methods or have no access to the online portal, LIC offers alternative ways to retrieve your policy number.

1. Contact Your LIC Agent

• Reach out to the LIC agent who sold you the policy.
• Agents have access to the LIC database through their exclusive portal.
• They can retrieve your policy number using just your name and date of birth.

2. Visit the Home Branch

• If you cannot find your policy details through an agent or the online portal, visit the LIC branch where you purchased the policy.
• Bring along your PAN card or other ID proofs.
• LIC officials will verify your details and recover the policy number for you.

3. Visit Any Nearest LIC Branch

• If visiting the home branch isn’t feasible, you can go to any LIC branch.
• Provide your full name, date of birth, and PAN card for verification.
• The branch staff will help you locate your policy number.

Tips to Keep Your LIC Policy Number Handy

To avoid losing your LIC policy number in the future, follow these simple tips:

1. Digital Records:
   • Save scanned copies of your policy documents on your computer or cloud storage platforms like Google Drive or OneDrive.
2. Email Backup:
   • Forward policy documents and premium receipts to your email for easy access anytime, anywhere.
3. Use Mobile Apps:
   • Download the LIC mobile app to manage your policy details on the go.
4. Maintain a Notebook:
   • Write down your policy number in a secure notebook that you use regularly, ensuring you always have a backup.

Why It’s Important to Keep Your LIC Policy Number Safe

Misplacing your LIC policy details can cause unnecessary stress and delays in managing your insurance. Whether you need to pay premiums, track policy benefits, or file a claim, having your policy number readily available simplifies the process.

By following the steps above and implementing the tips, you can ensure that your LIC policy information is always within reach.

Planning for the future is important, and life insurance is a crucial part of that journey. Keep your policy details organized, secure, and accessible, so you can make the most of your LIC policy without any hassles.